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CFPB Begins Payday Regulation Push In Richmond | Ed Mierzwinski

We joined the CFPB in Richmond Thursday for a field hearing on a proposed rule to regulate payday lending and similar high-cost short-term loans. The CFPB's draft rule is comprehensive, covering a variety of loans, but it contains potential loopholes that we and other advocates will urge the bureau to close before it finalizes this important effort. Here's a short blog with some photos from Richmond.

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Blog Post | Consumer Protection

CFPB Adds Consumer Stories to Public Complaint Database | Ed Mierzwinski

Today, the CFPB took a step to make its excellent public database of consumer complaints even better, by adding complaint narratives (stories), but only with the consumer's consent. It's a step we've long urged. It will enrich our research into the marketplace, help consumers make choices and help good-actor firms avoid bad practices by others.

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Report | PIRGIM Education Fund

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

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Report | RIPIRG Education Fund | Budget

Following the Money 2015

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible. 

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Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

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Blog Post

You may be setting aside those cloth or surgical masks and shopping for some N95 masks or KN95s that are supposed to be widely available. But . . . there unfortunately are lots of counterfeit products out there too.
 

Report | U.S. PIRG Education Fund

Following years of rollbacks, President Joe Biden began his term nearly a year ago amidst unprecedented environmental and public health challenges. Despite these obstacles, his administration has made significant strides toward restoring lost environmental protections and confronting daunting threats to our climate and public health, according to a new report by Environment America Research & Policy Center and U.S. PIRG Education Fund. 

News Release | U.S. PIRG Education Fund

Following years of rollbacks, President Joe Biden began his term nearly a year ago amidst unprecedented environmental and public health challenges. Despite these obstacles, his administration has made significant strides toward restoring lost environmental protections and confronting daunting threats to our climate and public health, according to a new report by Environment America Research & Policy Center and U.S. PIRG Education Fund. 

Blog Post

Many of us use this time of year to reflect on what we want to do differently in the year ahead. One resolution that could really help the planet? Reducing your foodprint.

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