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Media Hit | Financial Reform

Credit Bureaus’ Deal to Improve Accuracy ‘Huge’ for Consumers

(Bloomberg) -- Buying homes, getting jobs and borrowing money will be easier after an agreement by the three biggest U.S. consumer credit reporting services with New York.[...] “It’s a sea change in the way the credit bureaus treat complaints,” said [U.S. PIRG's Ed] Mierzwinski. “The credit bureaus have been run by computers for years now. They’re going to have to hire more people and actually verify that what a creditor said is true.”

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Blog Post | Financial Reform

Anthem Customers and Others: Some Advice On Steps To Take After Data Breach | Ed Mierzwinski

UPDATED (9 Feb.) Retail store data breaches make a mess, but an easy one to clean up and the few consumers who become fraud victims are quickly made whole. The Anthem hackers, on the other hand, reportedly obtained a mother lode of information that could be used to commit a variety of serious frauds, including obtaining your tax refund. Read our tips here. Here's the first: Don't click on any emails claiming to be from Anthem; some may be malicious.

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Report | PIRGIM Education Fund | Transportation

The Innovative Transportation Index

This report reviews the availability of 11 technology-enabled transportation services – including online ridesourcing, carsharing, ridesharing, taxi hailing, static and real-time transit information, multi-modal apps, and virtual transit ticketing – in 70 U.S. cities. It finds that residents of 19 cities, with a combined population of nearly 28 million people, have access to eight or more of these services, with other cities catching up rapidly.

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Report | PIRGIM Education Fund | Consumer Protection

Trouble in Toyland 2014

Among the toys surveyed this year, we found numerous choking hazards and five toys with concentrations of toxics exceeding federal standards. In addition to reporting on potentially hazardous products found in stores in 2014, this installment of the report describes the potential hazards in toys and children’s products.

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Report | PIRGIM Education Fund and Demos | Democracy

The Dominance of Big Money in the 2014 Congressional Elections

In 2014, large donors accounted for the vast majority of all individual federal election contributions this cycle, just as they have in previous elections. Seven of every 10 individual contribution dollars to the federal candidates, parties, PACs and Super PACs that were active in the 2013-2014 election cycle came from donors who gave $200 or more. Candidates alone got 84 percent of their individual contributions from large donors.

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News Release | PIRGIM Education Fund | Safe Energy

Nuclear Power Plants Threaten Drinking Water for 1.5 Million Michiganders

The drinking water for over 1.5 million people in Michigan could be at risk of radioactive contamination from a leak or accident at a local nuclear power plant, says a new study released today by the Public Interest Research Group in Michigan Education Fund and the Environment Michigan Research and Policy Center. 

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Media Hit | Tax

MLive.com: Three Fortune 500 companies in Michigan spent more on lobbying than they paid in taxes

Three Fortune 500 companies headquartered in Michigan spent more on lobbying in recent years than they paid in federal taxes, according to a new study released today by the Public Interest Research Group.

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Media Hit

Detroit Free Press: Spell out tough standards for emergency managers

More than eight months have passed since new legislation granted new powers to emergency managers in Michigan's most fiscally troubled municipalities and school districts. And yet the controversies surrounding emergency managers continue to grow.

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News Release | PIRGIM Education Fund | Consumer Protection

Survey Finds Toxic or Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to the Public Interest Research Group in Michigan Education Fund’s 26th annual Trouble in Toyland report.

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WWJ: Annual Toy Safety Report Highlights Hazards

Consumer advocates are out with a holiday season warning about some toys that could be dangerous to children.

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Report | PIRGIM Education Fund and Demos | Democracy

Million-Dollar Megaphones

Although each major party presidential candidate will likely break previous fundraising records, the big story of the 2012 election has been the role of Super PACs, nonprofits and outside spending generally.

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Report | PIRGIM Education Fund | Budget, Food

Apples to Twinkies 2012

In this report, we find that in 2011, over $1.28 billion in taxpayer subsidies went to junk food ingredients, bringing the total to a staggering $18.2 billion since 1995. To put that figure in perspective, $18.2 billion is enough to buy 2.9 billion Twinkies every year - 21 for every single American taxpayer. 

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Report | PIRGIM Education Fund | Financial Reform

Ten Reasons Why We Need the Consumer Financial Protection Bureau Now

For years leading up to the 2008 financial collapse, federal bank regulators ignored numerous warnings of increasingly predatory mortgage practices, credit card tricks and unfair overdraft policies used by banks. The banks were earning billions from “gotcha” practices. Incredibly, bank regulators actively encouraged this behavior, arguing it was profitable and kept banks safe. No regulator cared about its other (and, to them, secondary) job: enforcing consumer laws.

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Report | PIRGIM Education Fund | Tax

Picking Up the Tab

Some U.S.-based multinational firms or individuals avoid paying U.S. taxes by transferring their earnings to tax haven countries with minimal or no taxes. These tax haven users benefit from their access to America’s markets, workforce, infrastructure and security; but they pay little or nothing for it—violating the basic fairness of the tax system and forcing other taxpayers to pick up the tab.

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Report | PIRGIM Education Fund | Budget

Following the Municipal Money

Transparent spending is vital for local governments. Transparency promotes fiscal responsibility, bolsters public confidence and checks corruption. These benefits are particularly needed for local government because residents depend so directly on everyday programs such as schools, sidewalks and police.

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